Maybe Fred Lasagna, Insurance Executive, might be able to riddle out this one: what is the insurance implication of being struck by a boat while driving on a county road?
S# and I had a free afternoon this past Saturday. Sadly, neither Mr. Furious, Konrad Urban, nor any of the other Maggots were free. But we know that BOTA is always free on weekends… to host people at BOTA’s Crossroads bar.
So S# and I set up for a quick ride to Tafton PA to enjoy the nice roads, foliage, and for me to collect on Clown Rule #1 wherein S# would buy me lunch because I drove him to pickup his “sister’s” M696 Monster a few weeks ago.
Blah blah blah ride report blah blah blah perfect weather blah blah blah a bit of traffic due to leaf-peepers blah blah blah PA Route 739 is a great motorcycle road.
We got to BOTA’s Crossroads, said “hi” to BOTA and Annie, and ordered our pizza. We did not have much time to hang out, so the plan was the BOTA and Annie would escort us back to Dingman’s Ferry, and BOTA went to the bar garage to get Lucifer (or was it Chernobog?) out. we heard the bike start up, rev a bit and then…
A sickening crash. A big one.
Holy Saints Dunlop, Hailwood, and Nixon! BOTA’s dead!
…at least that is what S#, Annie, me, and most of the other people in the bar thought.
One person immediately piped in: “Boat fell off a trailer.”
From inside of BOTA’s Crossroads, you cannot see the intersection that it is named for. We heard the noise, but there was no view of the accident. But in Pike County PA, apparently boats fall off of trailers on the road often enough that at least ONE gap-toothed redneck could immediately identify the sound.
We ran outside. It took a moment for the brain to register the scene as we scanned for a smooshed Electra Glide Ultra.
What am I seeing? No BOTA, as far as I can tell. There is a pickup truck jacknifed with an empty trailer, and waaaay down the road is a… boat? Pinning a Nissan to a tree?
Note the long chalky streak in the road. That is boat gel coat, about 30 yards long.
Closer look at the car and boat:
What kind of momentum did that?
Closer look at the impact spot on the truck:
Definitely no BOTA. He was still in the back of the bar when this happened, safe and sound. Also no serious injuries among the participants of the accident. There was an eye-witness in a car right behind the pickup truck.
From the geometry of the accident, none of us could figure out what had really happened. The truck was facing the wrong way and had smashed into a telephone pole fairly hard. Passenger side of the front bumper was badly damaged. You can see the impact on the passenger side just in front of the rear wheel as well. It was totally jacknifed.
A streak of boat fiberglass led straight from the jacknifed trailer to a spot well down the road where the boat pinned a Nissan to a tree in the ditch. The Nissan front end plastic was gone, sitting in the road somewhere.
The witness said that the Nissan ran the stop sign on the crossroad (PA 412?) and slammed the pickup and boat trailer that was going North on PA 390 pretty hard. Complicated crash geometry ensued.
911 was called. Accident victims were calmed and commiserated with. Pizza was eaten.
Blah blah blah ride home with BOTA and Annie blah blah perfect weather blah blah made it back with time to spare to pick up my kid from High School Marching Band open house.
If there’s gotta be an accident, then it’s best for it to be somebody else’s accident.